Insurance Inspections
When purchasing insurance for a home, the insurers will typically ask for specific reports/forms. This is typically the case whether the insurance policy is new or you’re just renewing. We can complete these forms and include them with your home inspection.
We provide insurance inspections in Port Charlotte, Rotonda West, Englewood, North Port, Venice, Boca Grande and Little Gasparilla. Our full service area extends from Cape Coral to Sarasota!
Types of Insurance Inspections:
You can book an insurance inspection separately, or together with a home inspection.
Wind Mitigation Inspections
In this type of insurance inspection, we report on your home’s wind damage mitigation features. The report covers things such as:
- Impact protection for doors, windows, and skylights
- Roof covering material and age (different materials and ages are built to different wind resistance standards)
- Attachment of the roof decking (plywood) to the trusses
- Attachment of the trusses to the exterior walls
Four-Point Inspections
This type of insurance inspection is a basic report, written to industry standards, on the four main systems of a home:
- Roofing
- Plumbing
- Electrical
- HVAC
We report on the basic functionality and safety of those areas only. A four-point inspection is not a home inspection. It only serves to help the insurer determine the insurability of the home.
Roof Certification
A roof certification is a form for your insurer, proving the current condition of your roof. This form is typically only requested for roofs that are toward the end of their estimated lifespan (i.e. 18 to 25 years old).
We will examine the roofing from the exterior, as well as the attic and the interior ceiling, to determine its remaining useful life and whether or not any leaks exist.
Other Types of Inspections
Read more about the other types of inspections we offer.
Testing Services
The following testing services are available for an additional fee.